Excess and Surplus Insurance

Excess and Surplus Insurance*, also known as E&S insurance, is a specialized market designed to cover risks that standard insurers, known as admitted carriers, are unwilling or unable to take on. It is sometimes referred to as surplus lines or non-admitted insurance.

Call on ES Agency LLC for Excess and Surplus Insurance. We are licensed insurance brokers who specialize in this market. We work with E&S carriers to find Excess and Surplus Insurance with the appropriate coverage that best fits your specific needs.

About Excess and Surplus Insurance

In the dental market some dentists may not meet certain criteria to qualify for a policy in the regular market, and therefore, need to obtain coverage in the Excess and Surplus market.

Having claims in past history, or gaps in coverage, may lead a dentist to this market. Finding coverage in this market can be difficult due to the limited carriers that offer this coverage. Therefore, using an agent is tremendously beneficial.

* Excess and Surplus Insurance in NY only

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